Please note that you will not receive your order until Final Payment has been received by Harris Wood Creative Studio as opposed to Afterpay which you receive the order after placing your order in our normal turnaround times.




Is it safe & Secure?

All LAY-BUY payments are automatically setup in PayPal
Can customer select the down-payment % they want to pay? Customer is presented with a dropdown to select the down-payment they want to pay
Can customer select how many months they need to pay-off the balance? Customer is presented with a dropdown to select how many monthly instalments
Are there any ongoing costs? No ongoing costs - only a once-off admin fee. Admin fee amount depends on order value
Are there any interest charges? No interest charges ever
Are there any late fees? No late fees ever
When do I receive the goods? Customer receives their goods after their final payment
How are Lay-Buy instalment payments paid? Lay-buy instalment payments are auto-paid from your linked card in your PayPal setup
How do I ensure all Lay-Buy instalment payments are paid? Customer to ensure there is always funds available
Can a customer manually make payments towards their Lay-Buy order? No - all Lay-buy payments are automated via a recurring profile in your PayPal setup
Can a customer settle a LAY-BUY earlier Yes - please contact store to revise payment plan.
What happens if a payment is missed PayPal will then auto attempt again in 5 days, two more times
Is the customer and merchant told about a missed Payment Yes, PayPal send an email notification to both parties
How does a customer catch up a missed payment Seller will invoice customer for missed payment, and move status in SHOPIFY to paid
Can a customer see their payment plan Yes, you can login to your PayPal account – go to settings >> payments >> pre-approved payments